Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help. Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.